About us
X faktor d.o.o. creates personalised financial solutions for businesses, to improve their liquidity and cash flow.
Whether you are starting a business, expanding or looking for an alternative to traditional lending, X faktor is everything your business needs to succeed.
Who we are
The owners of X faktor d.o.o. Banja Luka are long-time bankers who have been focused for years on developing the small and medium-sized enterprise segment.
Listening to the needs of our clients, we concluded that we could use our knowledge, experience and business connections to speed up cash flows in the BiH economy.
Our team of experts, with many years of experience in providing funding for businesses, works with dedication on the best solutions for the specific needs of your business.
We want to be the X factor for the success of small and medium-sized enterprises.
Duško PrešićCo-owner and director
A safe and reliable factoring partner
The company’s mission is to provide liquidity to businesses, above all to small and medium-sized enterprises, when they need it most, in a fast and simple way.
We achieve this through constant communication and listening to the needs of small and medium-sized enterprises, with an exceptionally fast response and adequate management of the risk we take on.
The company’s vision is to become a leader in factoring that provides affordable solutions to a wide range of clients in an innovative way.
X faktor d.o.o. aims to be a decisive factor in accelerating the growth of businesses, above all of small and medium-sized enterprises, which drive the development of every economy.
Our approach
Whether you are starting a business, expanding or looking for an alternative to traditional lending, X faktor is everything your business needs to succeed.
Disclosures
Our periodic financial statements, auditor’s reports and company documents are published on this website.
Latest period30.09.20263 documents
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