Terms of use

Društvo za faktoring „X faktor“ d.o.o. Banja Luka is committed to keeping this website up to date and accurate. Should you nevertheless come across anything that is incorrect or out of date, we would be grateful if you let us know. Please state where on the website you read the information. We will then look into it as soon as possible. Please send your response by e-mail to: info@xfaktor.org.

We accept no liability for loss resulting from inaccuracy or incompleteness, nor for loss resulting from problems caused by or inherent in the dissemination of information via the internet, such as interruptions. When you use web forms, we try to keep the number of required fields to a minimum. For any loss suffered as a result of the use of data, advice or ideas provided by or on behalf of Društvo za faktoring „X faktor“ d.o.o. Banja Luka via this website, Društvo za faktoring „X faktor“ d.o.o. Banja Luka accepts no liability.

All personal data you give us in the context of your response or request for information will be used only in accordance with our privacy statement.

All intellectual property rights to the content of this website are vested in Društvo za faktoring „X faktor“ d.o.o. Banja Luka.

Copying, dissemination and any other use of these materials is not permitted without the written permission of Društvo za faktoring „X faktor“ d.o.o. Banja Luka, except and only to the extent that mandatory law provides otherwise (such as the right to quote), unless specific content states otherwise.

If you have any questions or problems with the accessibility of the website, please do not hesitate to contact us.