Services
We provide regular, reverse and international factoring.
Each of the three works differently: who hands over the invoice, who receives the money and who pays X faktor at the end.
Services
We buy your undue invoices
Challenges with collecting your receivables? We buy your undue existing or future invoices, which directly improves your cash flow and secures cash inflow for your business.
1You assign the undue invoice
2Money in advance, less a commission
3Pays the invoice when it falls due
We pay your suppliers’ invoices
We take over payment of your suppliers’ invoices for you, so that you meet your obligations within the agreed term and successfully carry out your projects.
2You pay the factor within the agreed term
1Pays your supplier’s invoice
We buy receivables from foreign buyers
We buy receivables from foreign buyers, which reduces your risk of slow collection and improves your liquidity and the position of your business on the international market.
1You assign the receivable from your foreign buyer
2Money in advance, less a commission
3The foreign buyer pays when the invoice falls due
How we take part
On the basis of the invoices you have issued, it pays you the amount straight away, less the fee it charges for that transaction. When the payment term expires, your buyer pays the factoring company the amount of your invoice. By then you have already used the money for new business or to pay current obligations.
It pays your suppliers for you when you need to buy certain goods or services today, which you will collect from your buyer in 30, 60 or 90 days. In this way the factoring company takes part in the business with you, and you pay the factoring company once the business is paid.
Together with you it checks your new buyers or suppliers, works out the best financial structure and adapts the solution to your needs.
With or without recourse
Factoring can be with recourse or without recourse.
The responsibility for collection remains with you to the end.
The factoring company takes on the responsibility for collection and takes all measures to collect the receivable.
To find out which factoring option is best for your business, we recommend that you contact our team of financial experts.
X faktor assistant
Describe your cash-flow situation in your own words. The guide shows which of our three services fits, what X faktor looks at, and prepares your meeting request.
Your text is sent to an external AI service provider (data processed in the USA) only to produce the answer; nothing is stored.
The guide needs JavaScript. Contact us directly: Meeting request form · +387 65 868 007 · info@xfaktor.org
Prerequisites
The factoring company analyses your company, but also the company that owes you.
Companies often use a factoring company’s services even before they start working with a new buyer, because they can get information on the creditworthiness of their new partner.
Contact
Secure fast collection of your receivables today.
Secure liquidity. Accelerate growth.
