Service
Reverse factoring
We take over payment of your suppliers’ invoices for you, so that you meet your obligations within the agreed term and successfully carry out your projects.
2You pay the factor within the agreed term
1Pays your supplier’s invoice
Service
How it works, step by step
Through reverse factoring
It pays your suppliers for you when you need to buy certain goods or services today, which you will collect from your buyer in 30, 60 or 90 days. In this way the factoring company takes part in the business with you, and you pay the factoring company once the business is paid.
- 1
X faktor → Your supplierPays your supplier’s invoice
- 2
You → X faktorYou pay the factor within the agreed term
Service
When it helps
Reverse factoring is for the moment when you need goods or services today and will be paid by your own buyer later.
- You need funds quickly to pay your suppliers
- You get a significant discount for paying suppliers in advance
- You avoid working with buyers who ask for longer payment terms
By using the services of a factoring company you get funds without long procedures and extensive paperwork, within 48 hours.
With this way of financing you do not put additional debt on your company; instead, you turn your receivables into working capital, the driver of your further growth and development.
Prerequisites
What X faktor looks at
The factoring company analyses your company, but also the company that owes you.
- 1Whether the business was done or the service performed
- 2Whether there is a valid receivable
- 3Whether there is the ability to settle it
Companies often use a factoring company’s services even before they start working with a new buyer, because they can get information on the creditworthiness of their new partner.
X faktor assistant
Factoring guide
Describe your cash-flow situation in your own words. The guide shows which of our three services fits, what X faktor looks at, and prepares your meeting request.
- 1You describe the situation — no names or amounts needed.
- 2The guide picks from our three services and explains them with our own texts.
- 3You check the prepared meeting request and send it.
Your text is sent to an external AI service provider (data processed in the USA) only to produce the answer; nothing is stored.
The guide needs JavaScript. Contact us directly: Meeting request form · +387 65 868 007 · info@xfaktor.org
FAQ
Questions about this service
Which factoring option is best for my business?
To find out which factoring option is best for your business, we recommend that you contact our team of financial experts, who will create a model for you that improves the liquidity of your business in the best way.
What are the advantages of factoring over other ways of financing?
By using the services of a factoring company you get funds without long procedures and extensive paperwork, within 48 hours. With this way of financing you do not put additional debt on your company; instead, you turn your receivables into working capital, the driver of your further growth and development.
What are the prerequisites for using factoring services?
The factoring company analyses your company, but also the company that owes you. In this way it establishes whether the business was done or the service performed, whether there is a valid receivable and whether there is the ability to settle it. Companies often use a factoring company’s services even before they start working with a new buyer, because they can get information on the creditworthiness of their new partner.
Contact
Schedule a meeting
Secure fast collection of your receivables today.
Secure liquidity. Accelerate growth.
- Telephone+387 65 868 007
- E-mailinfo@xfaktor.org
- AddressBraće Potkonjaka 4
78000 Banja Luka, BiH - Working hoursMon–Fri 08.00–16.00h